Term life insurance is a simple and affordable way to protect your loved ones financially for a set period, usually 10, 20, or 30 years. If you pass away during the policy term, your beneficiaries receive a tax-free death benefit that can cover living expenses, mortgage payments, debts, or education costs.

Unlike permanent life insurance, term policies do not build cash value, making them a cost-effective solution for families or individuals seeking maximum coverage for the lowest price. Many policies also offer the option to renew or convert to permanent life insurance if your needs change over time. Term life insurance provides peace of mind knowing your family is protected when they need it most.